This study aimed to develop a causal chain that illustrates the path through which a
variety of factors influence consumer financial vulnerability. In order to achieve the
stated aim, it was necessary to firstly identify ...
Trade liberalization in Kenya started in the early 1980s with the structural adjustment
programmes, and continued under the multilateral framework of the WTO. During the same
period, the incidence of poverty and level ...
This study seeks to show that a higher usage of debt instruments by consumers with limited available funds leads to the usage of savings tools to finance debt costs, which subsequently results in lower levels of savings. ...