Small and Medium Enterprises (SME) are as important in South Africa as they are across the globe. The South African government has identified SMEs as a key player in the economy, and has developed polices and initiatives ...

The research study aims at determining the factors influencing the purchase intention of smartphones among low-income consumers in Gauteng, South Africa. The low-income consumer group within South Africa is said to have ...

Orientation: While adversity causes devastation, it can also cause individuals to assume a new and positive perspective on life. Positive emotions can assist individuals in overcoming adversity, safeguard them against ...

In Zambia, 33 percent of the population is not employed, and 16.3 percent are youths (15 to 35 years). Statistics suggest that the number of youths not in employment has increased every year by 1.1 percent on average. ...

Health insurance is predicted to increase healthcare utilisation, lower out-of-pocket health spending, and improve household health and productivity. This thesis aimed to assess the effects of Ghana’s National Health ...

In this paper, the dynamic relationship between ICT, income inequality and economic growth in sub-Saharan African (SSA) countries is examined during the period 2004-2014. Three ICT and three income inequality indicators ...

This study establishes economic growth needed for supply-side mobile money drivers in developing countries to be positively related to mobile money innovations in the perspectives of mobile money accounts, the mobile phone ...

Compared to other regions of the world, the potential for information technology penetration in sub-Saharan Africa (SSA) is very high. Unfortunately, productivity levels in the region are also very low. This study investigates ...

The study assesses the how information sharing by means of mobile phones affects banking system efficiency in Africa with particular emphasis on income levels (Middle income versus Low income countries) and legal origins ...

As information technology (IT) continues to drive the transformation of organisations, the business environment is becoming more digitalised, with data and information increasingly becoming electronic in nature. The ...