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Determining the South African personal finance ecosystem through a living lab approach

De Clercq, Bernadene (2022-05-11)
A comparative analysis of the OECD/INFE financial knowledge assessment using the Rasch model

De Clercq, B. (Bernadene) (2019-04-15)

Based on Item Response Theory, and more specifically the Rasch model, the financial knowledge domain included in the OECD/INFE adult financial literacy assessment conducted in 2015 was evaluated. This was done in order to ...
Determining the predictors of living standards in South Africa: A real world econometric approach

Van Aardt, Carel (2008)
An analysis of the inter-relationship between savings product usage and satisfaction using a SERVQUAL framework

Van Aardt, Carel; Venter JMP; De Clercq B (2012)

The article maintains that improved participation in the financial services industries seems to be dependent on satisfaction levels regarding financial services product usage. Empirical evidence shows that higher usage ...
The changing income demographics of South Africa 1996-2006

Van Aardt, Carel (2011)
Increasing throughput: factors affecting the academic performance of entry-level undergraduate taxation students at an ODL institution in South Africa

Venter JMP; De Clercq B; Van Dyk MC; Swanepoel A; Doussy E; De Hart KL (2011)
Tax compliance burden for small, medium and micro establishments in the business services industry

Venter J.M.P.; De Clercq B. (2007)

The aim of this study is to determine whether the size of a business, classified as small, medium or micro establishment (SMME), has an impact on its management of the compliance burden placed on it by taxation laws. A ...
Analysing the consumer market microstructure in South Africa by means of a consumer financial of vulnerability survey : uncovering the predictors of financial vulnerability

De Clercq, B.; Van Aardt, Carel; Venter, J.M.P. (2010)

As with many developing countries, the consumer macrostructure of South Africa is beset with a number of serious problems including high levels of poverty, a very unequal income distribution, negative personal saving rates ...
The influence of life stages on the usage of financial products by South African households

Venter, J.M.P.; Stendall, C. (2010)

South Africa has a well developed financial market providing savers with numerous financial products of which the household’s usage of these products forms the focus of this exploratory study. The first phase of the study ...

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