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Determinants of non-performing loans : the case of Ethiopian banks

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dc.contributor.author Geletta, Wondimagegnehu Negera
dc.date.accessioned 2012-08-20T11:48:34Z
dc.date.available 2012-08-20T11:48:34Z
dc.date.issued 2012-08-20
dc.identifier.uri http://hdl.handle.net/10500/6120
dc.description.abstract This study intends to assess determinants of nonperforming loans. The mixed research approach was adopted for the study. Survey was conducted with professionals engaged in both private and state owned Banks in Ethiopia holding different positions using a self administered questionnaire. In addition, the study used structured review of documents and records of banks and in-depth interview of senior bank officials in the Ethiopian banking industry. The findings of the study shows that poor credit assessment, failed loan monitoring, underdeveloped credit culture, lenient credit terms and conditions, aggressive lending, compromised integrity, weak institutional capacity, unfair competition among banks, willful default by borrowers and their knowledge limitation, fund diversion for unintended purpose, over/under financing by banks ascribe to the causes of loan default. en
dc.relation.ispartofseries 2011 MBL 3 Research Report;
dc.subject Banks and banking, Ethiopia en
dc.subject Problem loans en
dc.subject Credit management en
dc.title Determinants of non-performing loans : the case of Ethiopian banks en
dc.type Thesis en


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